insure@savenda.com +260 211 250278 Lusaka, Zambia

Our Services

Comprehensive Insurance Solutions

At Savenda General Insurance, we offer a wide range of Non-Life insurance products designed to protect individuals and businesses against various risks. Our flexible approach ensures that every policy is tailored to meet your specific needs.

Motor Vehicle Insurance

Comprehensive coverage for private and commercial vehicles including third-party liability, own damage, theft, fire, and personal accident cover for drivers and passengers.

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Liability Insurance

Protection against legal liabilities arising from third-party claims including public liability, employers liability, and professional indemnity coverage.

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Property Insurance

Comprehensive protection for residential and commercial properties against fire, theft, natural disasters, and other perils affecting your valuable assets.

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Financial/Pecuniary Insurance

Coverage for financial losses including fidelity guarantee, money insurance, business interruption, and credit insurance solutions.

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Surety Bonds

Financial guarantees including bid bonds, performance bonds, advance payment bonds, and customs bonds for contractors and businesses.

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Agriculture Insurance

Specialized coverage for commercial farmers including crop insurance, livestock insurance, and agricultural equipment protection.

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Engineering Insurance

Comprehensive cover for construction all risks, erection all risks, machinery breakdown, and contractor's plant and equipment.

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Marine Insurance

Protection for cargo and goods in transit by sea, air, road, and rail, covering loss or damage during transportation.

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Group & Personal Accident

Coverage for accidental death, permanent disability, and medical expenses for individuals and employee groups.

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Tailor-made Insurance

Customized insurance packages designed specifically for your unique business needs and risk profile.

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Aviation Insurance

Specialized coverage for aircraft, airports, and aviation-related liabilities including hull and liability insurance.

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Fire & Allied Perils

Protection against fire, lightning, explosion, and other allied perils for residential and commercial properties.

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Frequently Asked Questions

Find answers to common questions about our insurance products and services

We offer a comprehensive range of Non-Life insurance products including Motor Vehicle Insurance, Property Insurance, Agriculture Insurance, Marine Insurance, Engineering Insurance, Aviation Insurance, Surety Bonds, Liability Insurance, Group and Personal Accident Insurance, Fire and Allied Perils, and Tailor-made Insurance packages designed for specific business needs.

To file a claim, you should notify us as soon as possible after the incident. You can contact our claims department via phone, email, or visit our office. You will need to provide your policy number, details of the incident, and any supporting documentation. Our claims team will guide you through the process and ensure a prompt resolution.

Yes, Savenda General Insurance is fully licensed and regulated by the Pensions and Insurance Authority (PIA) of Zambia. We are also a member of the Insurers Association of Zambia (IAZ). Additionally, we work with AfroAsian, our London-based reinsurance broker, to provide additional security and capacity for our policies.

Absolutely! Our adaptable terms and flexible operating model allows us to develop tailor-made products for our clients. We analyze your specific risk levels and business needs to create a customized insurance solution that provides optimal coverage at competitive rates. Contact us to discuss your requirements.

Savenda General Insurance has been the fastest-growing Zambian insurance company for the past five years, with gross premiums increasing by an average of 60% annually. Our key differentiators include our flexible approach to underwriting, our commitment to the agricultural sector with over K3 million in agriculture-related premiums, our international reinsurance backing, and our vision to expand across the COMESA region.

Getting a quote is easy! You can contact us through our website's contact form, call our office directly, or send us an email. Provide us with details about the type of coverage you need and any relevant information about your assets or business. Our team will prepare a competitive quote and explain the coverage options available to you.

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Let our experienced team help you find the right insurance solution for your needs.

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